Category: 401(k) Accounts
2026 401(k) Contribution Limits and Roth Catch-Up Changes
The IRS has announced the new 401(k) contribution limits for 2026, giving retirement savers the opportunity to set aside more for the future. Alongside these...
New Retirement Plan Contribution Limits Announced for 2025
If you are aged 60-63, you can now contribute $34,750 to your 401(k), 403(b), or 457 plan. The IRS has announced significant changes to 401(k)...
The DOL Fiduciary Rule and Legacy
Financial news has been filled with the new DOL Fiduciary Rule, which was finalized Wednesday, April 6, 2015 and will go into effect January 1, 2019....
How to Save for Retirement as a Small Business Owner
For many small business owners or self-employed individuals, contributing to a retirement plan often gets put on the backburner. With so much focus on the...
401(k)s Aren’t Free: Why You Should Pay Attention to Fees
If you’re offering your employees a 401(k), you’re providing them a great retirement benefit. However, in our employee education and enrollment meetings, I’ve found that...
401(k) Lawsuits Emphasize Employers Fiduciary Responsibility
Offering a 401(k) or retirement plan for employees is one of the best benefits an employer can offer its employees. However, in our experience working...
What Should You Do With Your Old 401(k)?
Legacy often conducts education meetings where we help employees eligible for their company retirement plan understand their options and prepare for retirement. Of all the...
Why Your Employees Aren’t Contributing to Your Company Plan
When we meet with business owners to discuss their current company retirement plan, many have a goal to use their 401(k) as a marketing tool...
Maxing Out Your Employer’s Match? Now What?
If your employer matches your 401(k) contributions, you have likely heard that your best move is to contribute up to the level your company is...
How To Dump Over $50,000 Into Your 401(k) This Year
How much are you allowed to contribute to your 401(k)? Possibly a lot more than you think.
