Legacy Blog
Unlocking the Power of Investment Tax-Loss Harvesting
As the year draws to a close, many investors are reviewing their portfolios to ensure they’re optimized for the year ahead. One often overlooked but...
New Retirement Plan Contribution Limits Announced for 2025
If you are aged 60-63, you can now contribute $34,750 to your 401(k), 403(b), or 457 plan. The IRS has announced significant changes to 401(k)...
Elevate Your Charitable Strategy: Clumping Gifts with Donor-Advised Funds
Introduction: A Smarter Way to Give: Charitable giving is a meaningful way to support the causes we care about while potentially reducing tax liability. However,...
Exciting News: Welcoming Jess Lickteig as Our New Director of First Impressions!
We’re thrilled to share an exciting update with you! As we prepare for Shawna’s upcoming retirement at the end of the year (she will be...
The Evolution of Investing: From Mutual Funds to Custom Direct Indexing
In the ever-evolving world of investing, strategies and vehicles have shifted drastically over the past several decades. One significant transition was the movement from traditional...
Buying a Home has Become Unaffordable for Many. Will Falling Interest Rates be a Game-Changer?
As the COVID pandemic was unfolding in the second quarter of 2020, the median sale price for a home in the United States was $317,100....
How Dollar-Cost Averaging Can Help Investors Get Into the Market
As with many things in life, knowing what we’re supposed to do and actually doing it are two separate things. This is true for our...
How the Costs and Benefits of College Affect Financial Plans
For many households, college decisions are a cause for celebration. However, college also represents one of the largest expenses and sources of financial stress...
There Are Three Levels of Investment Management: Which One is Right for You?
If you’ve been diligent, fortunate, or simply good at managing your finances, chances are you’ve accumulated a tidy sum over the years. Whether it’s through...
IRMAA – Who is She and Why is She Raising My Medicare Premiums?
As Americans, many of us work our entire careers, paying taxes as we go, giving little thought to the payback we may or may not...
Legacy Rings in 2024 by Welcoming Two New Talented Team Members
It’s hard to recall another year in Legacy’s 23-year history that promised as much excitement as 2024. This summer, we’ll transition to a brand-new office...
Why Budgets Don’t Work (And What to Do Instead)
“You should make a budget.” The B-word itself is enough to make most of us squirm in our chairs. After two decades of helping individuals...
Let’s See if We’re the Right Fit
Our first meeting is more of a friendly conversation than a formal consultation. It’s a chance for us to get acquainted and for you to share a bit about yourself. And we promise….we won’t use confusing financial jargon.
