At Legacy, we appreciate the trust our clients bestow upon us. Our mission is to help you achieve your financial goals, while acting as a steward to your assets so you can spend more time on the things that matter most to you.
As a Registered Investment Advisor, we hold ourselves to the highest standard. As a fiduciary, we put your interests above our own when making recommendations. This is incredibly important when it comes to building investment portfolios. The conflicted advice that so many receive due to compensation incentives for “advisors” have no place here. Our compensation for managing investments is determined by the average daily balance in each account. That’s it! It doesn’t matter what we buy or sell. We have no master to please except our clients. Many find this refreshing. We believe that eventually, all advisory firms will act in the same manner. Market forces and regulations will mandate it. Until that day arrives, we’re proud to be on the leading edge of an ethical revolution in financial services.
After assessing a client’s risk tolerance and their time horizon for anticipated cash needs, we can choose the most cost-effective investment options with the best combination of track record and management stewardship. This approach provides for customization of client portfolios based on their appetite for risk, while affording us the capability to quickly make adjustments when necessary. We build models based on the current market climate, and how we anticipate the market environment changing. We continually monitor conditions and adjust our portfolios throughout the year in order to take advantage of the current financial outlook. Tying your investment strategy to your overall financial plan allows us to take appropriate levels of risk and match liquidity needs and tax strategies to your short and long term goals. At each meeting we’ll review your investments with you to evaluate performance, discuss any recommended changes and ensure you are comfortable with how your investments are managed.
We recommend that most of our clients hold their Legacy-managed accounts at Charles Schwab. They have one of the broadest offerings in an open-architecture platform. There, we’re able to access nearly any investment vehicle. Some examples include:
